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Car Loans in Atlanta

Our dealership's finance department offers professional assistance to our Atlanta region customers in securing an auto loan appropriate for their budget. Even with bad credit, we help people everyday successfully get an auto loan with a low APR. By working with multiple lenders, and listening to our clients, happy customers drive off our lot in their new car with a smile.

We've built tools to make the loan or lease research and application easy. First, if you'd just like to contact someone about financing you can use the form below. To help determine a budget, get monthly payment estimates, or to see what's in our inventory that you can afford, use our finance calculator. Ready to take the next step? Then apply for your car loan online.

Remember to check our financing page for any deals we may be having on leases or loans.

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Financing Navigation

Contact Information

Jim Ellis Mazda Atlanta

5855 Peachtree Ind Blvd.

Atlanta, GA 30341
workSales:
888.726.0047
serviceService:
877.521.0900
partsParts:
877.847.9035

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.